So, you (and your spouse/partner) have never purchased a home before and have decided to either leave the nest, or stop paying off someone else’s mortgage. Suddenly everyone you know is an expert, or knows an expert, once you tell them you are thinking about buying a home. Conflicting ideas abound. Fixed interest, variable interest, offset accounts, weekly repayments, fortnightly repayments, bank loan, non-bank loan, building society loan, credit union loan, comparative rates, deposits, fees, mortgage insurance, exchanging, settlement, solicitors, and conveyancers – everyone has an opinion!
This overload of information can be very confusing and often contradictory.

  

How will you decide which is the right home loan for you?

The software used by your AMP loan consultant quickly searches through the myriad of home loans on offer from our lender panel to help you find a loan that is not unsuitable to your needs.
 

Who can you trust?

The expert staff at AMP are all home owners themselves and have gone through what you are about to go through. Let them guide you, show you the options, explain what the various terms mean and assist you to choose, from a select range, the home loan best suited for you.
 

How much can I borrow?

The real question is not how much you can borrow, but rather “what can you afford to repay”. Before meeting with you, we ask that you complete a “Confidential Fact Finder”, which can be returned via fax or email, or you can bring it to our meeting.