Australian Mortgage Planners offers the following loans:
Australian Mortgage Planners offers access to the different types of business loans Sydney entrepreneurs need. Whether you are a small business or a business that needs expansion, we are here to provide loans for your Sydney business easy and hassle-free. We provide fast and efficient funding for your business when you need it. Our team of specialists will make sure that the best business loans lenders can offer to Sydney businesses are available to fit your goals as a borrower and investor.
If you have a vision or a business idea, we will help bring it to reality by providing business funding solutions through business loans to Sydney SME’s. We help Australians grow their business and reach their maximum potential through flexible business loans in Sydney. We offer range of financing products like commercial property finance, equipment finance, asset finance, and invoice financing.
Commercial Property
Commercial Property
Arranging commercial property finance in Sydney requires a specialist in that area of lending. At Australian Mortgage Planners, we have the first hand experience to work with you, coupled with a varied commercial property finance Sydney lending panel comprising high quality professionals in their respective fields.
Owner Occupied
Whether you are looking at an office suite, factory, or warehousing from which to run your business, we can work with you to find the right loan that fits your needs and your cashflow. We have the full range of commercial property finance Sydney business owners need to meet specific requirements:
- Interest only loans
- Interest in advance loans – which give a further rate discount and permit you to bring forward the tax claim for allowable interest
- Principal and Interest repayment loans for up to 25 years
- Fixed or variable interest – we can show you the advantages & disadvantages to both forms of interest calculation
For Investment
A commercial investment property has both advantages and disadvantages. We will explain these to you, so that you can make a fully informed decision before committing to a commercial property finance loan in Sydney. Our knowledge of the Sydney market can also assist you avoid a bad purchase.
Invoice Funding
Invoice Funding
If your business is having some cashflow problems, AMP provides fast solutions such as invoice finance. Sydney businesses who allow customers to pay within 30, 60, or even 90 day period usually have a hard time keeping up with daily cashflow needs. Invoice finance is like selling your unpaid invoices to the lender in exchange for immediate cash. With invoice finance Sydney businesses don’t need to wait for invoices to be paid to run a business successfully.
Invoice finance for Sydney businesses is usually worth 70 to 80 per cent of the actual value of invoices. When your customer pays the lender, you will get the balance from what you actually got from the lender, less the applicable fees.
Asset Finance
Asset Finance
Asset finance or equipment finance can help Sydney businesses grow sales in various ways. Operating your business with obsolete equipment is risky. Newer, safer equipment can also lift productivity and drive profits. Equipment finance is an easy way for Sydney businesses to invest capital and plant. Equipment finance Sydney options include commercial hire purchases (CHP), chattel mortgages, and leasing.
Commercial Hire Purchase (CHP) – Commercial hire purchase or CHP allows you to use the asset until the last payment is made. The lender buys the asset for you and when the payment is complete, the ownership will be transferred to you.
Chattel Mortgage – Chattel mortgage is a preferred equipment finance option for Sydney buyers and borrowers because you own the asset from the beginning of the purchase. The loan is then secured by the asset.
Leasing – With leasing, the financier purchases the asset on behalf of the client, and then leases the asset to the client in return for monthly rental payments.