Schedule of fees as at July 1st, 2016 (subject to change):
Initial Loan Qualification
A general question and answer session for mortgage planning in Sydney, which includes a loan appraisal with regards to the suitability of the applicants to meet lender qualifications, type and size of deposit, calculation of a maximum loan, assessing the funds position taking into account recommended maximum spend on a purchase, explanation of various loan terms and advice on which loans are not unsuitable. Includes assessment of both current and future needs and objectives.
As part of mortgage planning Sydney, provision of an annual review as to the ongoing appropriateness of the loan, together with lifestyle/budget changes that have occurred since the commencement of the loan.
Advice on structuring a loan to manage future requirements, provide interest risk minimization strategies, and non-standard arrangements in addition to mortgage planning in Sydney.
Our Mortgage planning Sydney service includes advice which incorporates a thorough review of how budget management can assist to better handle finances, with the aim of reducing interest costs.
Financial and Lifestyle Goal Planning
The purpose of this mortgage planning Sydney service is to balance personal lifestyle choices with planned financial goals.
A thorough review of current and/or past credit issues, guidance in the use of credit, and advice to enable finances to be managed in the event of future credit issues.
Financial Strategies for Family Planning
A financial strategy, primarily for young couples, to provide a means of affording both the home loan and starting a family in the future.
Property Investment Structuring
Advice for investors and/or potential investors on all facets of property investment is one of our services in mortgage planning Sydney.
Cash Flow Management
The setting up of complex cash flow structures, primarily for investors and business owners.
Mortgage Planning Sydney
The structuring and implementation of mortgage loans, transaction accounts, ATM & EFT/POS cards, online access, determination of future financial goals, establishment of a cash flow management system together with a budget to suit and to thereafter manage and reduce debt obligations. A Mortgage Plan is a report compiled to help a client better understand their current financial position including all of their debt obligations. Includes eTracka One software and an initial annual review.